If you are looking for substance abuse treatment in Northern California, having insurance is a great comfort. When you have insurance, you have peace of mind knowing that the programs and services you need will be fully or partially covered. While insurance is a definite plus, having insurance can also be confusing to navigate. This is especially true when dealing with in-network rehab coverage. What is covered in an in-network rehab versus out-of-network rehab? What are the advantages of in-network rehab facilities? How do you even look to see if a facility is in-network with your insurance?
If you have Magellan as your insurance provider, this article will be a primer in better understanding your Magellan rehab coverage. Having better knowledge of your coverage and benefits in a Magellan inpatient rehab will help guide your choices in treatment. If you are looking for an in-network rehab for Magellan insurance and need treatment services, call Singing Trees Recovery today.
What is Magellan Insurance’s Coverage Policy for Addiction Treatment?
Regarding the policy for in-network rehab for Magellan Insurance, your coverage depends on your plan, the state you live in, and the Magellan inpatient rehab you want to go to for treatment. In general, Magellan will cover treatment for most drug and alcohol disorders. Also, Magellan rehab coverage will also have provisions for mental health treatment—especially if you are experiencing a dual diagnosis. Magellan will cover substance abuse treatment for the following:
- Opioids (prescription painkillers and heroin)
- Prescription drugs (benzodiazepines, ADHD medications)
In-network rehab for Magellan insurance will also cover different levels of care at treatment facilities such as detox, residential treatment, outpatient treatment (IOP, standard outpatient, partial hospitalization treatment), dual diagnosis, therapy programs, aftercare, and sober living. However, the rehab you are looking at may not provide coverage for all services. It is important to talk with admissions at the treatment facility for verification of coverage.
What are the Benefits for Finding In-Network Treatment Facilities?
Magellan inpatient rehabs not only provide tremendous benefits to your long-term health, but they also provide you maximum peace of mind insurance-wise. The following are a few benefits of using an in-network rehab for Magellan insurance:
You Save Money
The most obvious benefit of using an in-network rehab is that you save money on services. Those providers who are in-network accept Magellan’s contracted rate as “payment in full” for services. This rate includes Magellan’s share of service costs and your share of the costs.
Services are Provided at Lower Rates
Another benefit of choosing a Magellan inpatient rehab is that the treatment programs and services are offered at a lower cost when compared to an out-of-network facility. As an example, you may have to pay 20 percent of costs associated with treatment in an in-network facility, while you may pay 40 percent more for an out-of-network facility.
Easier to Obtain Streamlined Services
Another advantage of choosing a Magellan in-network rehab is the ease in which you are able to get access to the services you need. Generally, in-network rehabs have fewer hoops to jump in regards to paperwork and in some cases there are little or no upfront costs.
Higher Quality of Care
As a plan holder, in-network rehabs are held at a high standard regarding the services and care that are provided. When you enter a Magellan inpatient rehab, you will rest easier knowing the care you are provided is of the highest quality.
How to Find an In-Network Rehab for Magellan Insurance
Now that you have more information on the value and benefits of Magellan rehab coverage, now it is time to find an in-network rehab for your Magellan insurance. That search can be difficult. While many rehabs work with a variety of insurance companies, not all of them work with Magellan. To start your search, contact a representative at Magellan to see if there are in-network rehabs near you. Once you have that information, contact the treatment facility or facilities and speak to an admission representative. They will review your insurance to determine coverage and any possible out-of-pocket costs.
If you have Magellan insurance and looking for a rehab in Northern California, call Singing Trees Recovery today. We work with Magellan insurance, and our friendly admissions staff will review your policy to determine coverage for treatment services. We will walk through all options with you, and rest assured you will receive the best quality care no matter the level of treatment. Call us today!